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This is a message for ******. If we have dialed the wrong number to reach ****** please call 866-347-0736. To have this number removed from our system. If we have dialed the right number to reach ****** but if you are not ****** please hang up or disconnect. If you are ***** please continue to listen to this message. There will now be a three second pause in this message. By continuing to listen to this message you acknowledge you are *****. You should not listen to this message so that other people can hear it as it contains personal and private information. There will now be a three second pause in this message to allow you to listen to this message in private. This is Stacy from Merchants Credit Guide. This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. Please contact us about an important business matter at 888-249-4134. Once again that number is 888-249-4134. Thank you.